Please use this page to find events and activities in your community. It has been set up for your convenience. We hope you take part in Money Smart Week and improve your money skills.
October 2, 2010
Oshkosh
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The Big Read-Oshkosh Public Library
Learning to $ave is Fun at the Big Read! Kids will receive a free copy of the phenomenally popular Little Critter book Just Saving My Money. Parents, you can sign up children 8 and younger for this event, which includes a story time, songs and other fun activities. Be one of the first to call or register online as copies of the book are limited. Register now at www.apl.org/bigread/ or call 920-832-6173.
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October 2, 2010
Neenah
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The Big Read-Neenah
Learning to $ave is Fun at the Big Read! Kids will receive a free copy of the phenomenally popular Little Critter book Just Saving My Money. Parents, you can sign up children 8 and younger for this event, which includes a story time, songs and other fun acitivities. Be one of the first to call or register online as copies of the book are limited. Register now at www.apl.org/bigread/ or call 920-832-6173.
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October 2, 2010
Menasha
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The Big Read-Menasha
Learning to $ave is Fun at the Big Read ! Kids will receive a free copy of the phenomenally popular Little Critter book Just Saving My Money. Parents, can sign up children 8 and younger for this event, which includes a story time, songs, and other fun activities. Be one of the first to call or register online as copies of the book are limited. Register now at www.apl.org/bigread/ or 920-832-6173.
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October 2, 2010
Winneconne
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The Big Read -Winneconne
Learning to $ave is Fun at the Big Read! Kids will receive a free copy of the phenomenally popular Little Critter book Just Saving My Money. Parents, you can sign up children 8 and younger for this event, which includes a story time, songs and other fun activities. Be one of the first to call or register online as copies of the book are limited. Register now at www.apl.org/bigread/ or 920-832-6173.
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October 2, 2010
Oshkosh
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The Big Read-Apple Blossom Books
Learning to $ave is Fun at the Big Read! Kids will receive a free copy of the phenomenally popular Little Critter book Just Saving My Money. Parents, you can sign up children 8 and younger for this event, which includes a story time, songs, and other fun activities. Be one of the first to call or register online as copies of the book are limited. Register now at www.apl.org/bigread/ or call 920-832-6173.
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October 4-8, 2010
Oshkosh
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Money Smart Week book displays
Special book displays of library books for you to check out.
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October 4, 2010
Oshkosh
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Is This House a Good Deal? Home Inspections
The purchase of a home will be the largest investment you will make. Typically that comes without a warranty or guarantee. How do you determine the age/condition of the roof, furnace, electrical system or other major mechanicals of the property? What other issues should you consider or look for when choosing a home that is best suited for you. Getting all the facts and pertinent information on a home before you purchase is one of the smartest things you can do. Kent Schwanke from Second Look Inspection Services will explain why the inspection is so important.
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October 4, 2010
Oshkosh
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The Economic Outlook
What does it look like for Seniors? Learn about the current economic outlook, specifically investments and the stock market. The workshop will be taught by Kim Molitor, Reinhart Partners, Inc.
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October 4, 2010
Oshkosh
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How to Write a Winning Resume
Ted Balser will give you tips on what to include, what styles to consider, how to write or update an existing resume. Strategies to match your resume to the job you are seeking. Leave the program with ideas for your winning resume!
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October 4, 2010
Oshkosh
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Effective Job Interviewing Skills
Ted Balser will teach you how to prepare yourself for a job interview. Learn questions to prepare for and ways to respond, questions you should ask, how to sell yourself and other excellent tips. Be ready for the next job interview and feel calmer about your performance.
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October 4, 2010
Oshkosh
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The Ins and Outs of Buying Your First Home
Mortgage rates are low and it’s a buyer’s market. If you’ve heard this before and are thinking it’s the right time to buy your first home, this session will help you start the process. Joe Leadley will teach you what to expect from the mortgage process and what banks are looking for right now to qualify you for you first home. By the end of the session, you should feel more comfortable starting your mortgage process and looking for the home of your dreams!
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October 4, 2010
Oshkosh
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Purchasing a Foreclosure - Know the Concepts of Home Purchasing
Within this brief overview, Pete Schroeder, a licensed agent, will define homes that are For Sale By Owner (FSBO), pre-foreclosure Short Sales, buying a home at a Sheriff's Sale, and homes for sale after the bank has taken them back by foreclosure. We will have plenty of time to define these and help you understand not only the concepts but also the mechanics of how these procedures work. Bring your lunch
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October 4, 2010
Oshkosh
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Home Staging-Preparing a Home to Sell
Are you thinking about selling your home? Have you had your home listed, but can’t seem to get any offers? Carol Bricco will teach you how make your home more attractive to buyers. It will also give you ideas of important upgrades for your home that buyers are looking for. You will leave with staging ideas and information on what you should start with to prepare your home for sale.
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October 4, 2010
Oshkosh
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Organizing Records: What To Keep and What to Throw
Taking the time to organize financial and legal papers can help reduce stress during periods of emotional distress or grief. Not every record needs to be kept in a safe deposit box; not every documents needs to be kept forever. Chris Kniep will show you that keeping records current and sharing the information with family members helps during times of change.
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October 4, 2010
Oshkosh
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Your Credit Report: The Good, the Bad and the Ugly
Mary Hall will explain how to read your credit report and the impact a credit report can have on getting a loan or a job.
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October 4, 2010
Oshkosh
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Need Help Starting Your Own Business?
Are you thinking it may be time to start your own business? Do you currently own a business and want to refinance your loan? Does your business need more money to grow? If you’ve said yes to any of these questions, you will benefit from this session. Tim Hoff will inform you of current lending products available to you and your business. You will also learn about the Small Business Administration and how it can help your business.
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October 4, 2010
Oshkosh
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Designing Your Business Plan, Start Today!
Have you thought about starting your own business? Do you currently own a business but may be making some big changes? If you’re looking for a loan for either of these scenarios, the bank will want to see a Business Plan. Travis Zielinski will help you understand what should be in a business plan and why it’s important. This session will also provide you with the tools to start working on your business plan right away, including a CD of software.
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October 4, 2010
Oshkosh
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50 More Ways to Save in 50 Minutes
Mary Hall presents a workshop that will reveal ways to save in specific areas like groceries, clothes, entertainment, cars and more!
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October 4, 2010
Winneconne
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Focus On Retirement Planning
Tyler Krombholz discuss important steps you can take to help you reach your retirement goals. We will discuss calculating the cost of retirement and the effects of inflation on your spending power. We will also discuss retirement income sources, protecting your nest egg, and important investment strategies for retirement.
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October 4, 2010
Oshkosh
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Special Event: Author Alice Wood talks about her new book Wealth Watchers
Want to hear about ways to manage money or keep out of debt? A new, exciting author, Alice Wood, has published a 2010 book called "Wealth Watchers: A Simple Program to Help You Spend Less and Save More." Ms. Wood will be traveling from Illinois to speak in Oshkosh. A national review magazine describes Wood's Wealth Watchers program as an "ingenious" and "highly original, common sense approach to managing money." Using personal experience, Wood has adapted techniques used in weight management to help people manage their money -- basic finances, insurance, college expenses and more by following her program Wealth Watchers. The book is easy-to-read and filled with common sense ideas that everyone can try. Do you know your DDI (daily disposable income calculation)? Ms. Wood describes how living within one's own DDI can help prevent debt and spur savings. Ms. Wood will sell her books and sign copies following her talk. Join us for this special event!
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October 4, 2010
Winneconne
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Keeping the Farm in the Family
Tyler Krombholz helps farming families identify and overcome transition obstacles; protect their assets today and in the future; and develop a plan to smoothly transition their farm and maintain family harmony.
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October 5, 2010
Oshkosh
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Understanding Rental Agreements & Evictions
Renting is a common way to secure a roof over your head, and yet navigating your way through a lease or rental agreement is often difficult for many people. If you have struggled in this area you are not alone! This program will help you learn how to read a lease and how to identify important provisions in a rental agreement through the use of hands on activities. Additionally, you will learn about proven "best practices," that you can use when moving on.
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October 5, 2010
Oshkosh
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Buy Your Next Car without Being Taken for a Ride!
Preparation is the key to getting a great deal on your next car. This seminar will provide you with some steps you can take before (and after) visiting the dealership. Learn how to do online research, the importance of pre-qualifying for your loan, negotiating a price (vs. a payment), understanding the buying process and determining the best insurance options for your situation. If you're thinking about purchasing a car within the next year, Kathy Blumreich will show you how doing a little research before the purchase can give you the confidence to make a good purchase with favorable financing
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October 5, 2010
Oshkosh
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What Not to Do with Facebook... Could There Be Fraud?
Facebook is the "new" form of communication and the fastest penetration of Identity Theft. Learn how you can protect yourself and your family. Learn what not to put on Facebook to help avoid fraud. Presented by Rita Voight, President, Health Care Credit Union (It's OK to bring your lunch).
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October 5, 2010
Neenah
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Economic and Investment Update
Tyler Krombholz reviews factors that impact our economy and financial markets. Participants will gain a better understanding of the "new normal" of muted economic growth; investment options that may suit their/your needs; and the story of Thrivent Financial and its history of prudent investing (It's OK to bring your lunch).
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October 5, 2010
Oshkosh
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Twenty-Three Ways to Get Your Child to Save!
Learn how saving can be exciting for the parents and your children! Thinking out of the box and sharing ideas for saving with your children! Presented by Rita Voight, President, Health Care Credit Union
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October 5, 2010
Neenah
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Home Staging-Preparing a Home to Sell
Are you thinking about selling your home? Have you had your home listed, but can’t seem to get any offers? Carol Bricco will teach you how make your home more attractive to buyers. She will also give you ideas of important upgrades for your home that buyers are looking for. You will leave with staging ideas and information on what you should start with to prepare your home for sale.
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October 5, 2010
Neenah
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Life Insurance: Whether You Know It or Not, Everyone Buys It!!
Pam DeLap, Financial Strategist will help you discover what type of insurance you have. Term, Whole Life, Universal Life, Self Insurance...the most undisclosed and many time costly!!! You will learn how to make your insurance your most powerful tool in retirement.
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October 5, 2010
Neenah
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Is This House a Good Deal? Home Inspections
The purchase of a home will be the largest investment you will make. Typically that comes without a warranty or guarantee. How do you determine the age/condition of the roof, furnace, electrical system or other major mechanicals of the property? What other issues should you consider or look for when choosing a home that is best suited for you. Getting all the facts and pertinent information on a home before you purchase is one of the smartest things you can do. Kent Schwanke from Second Look Inspection Services will explain why the inspection is so important.
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October 5, 2010
Neenah
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Simple Home Fixes and Projects
Often times simple fixes and projects around the home are feared by homeowners or misunderstood, costing the homeowner hundreds of dollars in repair costs. Randy Groff will shed light on the secrets that can save you hundreds of dollars and simple ways to do them on your own.
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October 5, 2010
Oshkosh
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Financial Power of Attorney
A financial power of attorney in Wisconsin is a good idea to take care of financial matters in the event you become incapacitated. Join Todd Slagter, Dempsey Law Firm, as he discusses the Wisconsin Financial Power of Attorney.
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October 5, 2010
Oshkosh
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Understanding Rental Agreements and Evictions
Renting is a common way to secure a roof over your head, and yet navigating your way through a lease or rental agreement is often difficult for many people. If you have struggled in this area you are not alone! Kristi Cutts will help you learn how to read a lease and how to identify important provisions in a rental agreement through the use of hands on activities. Additionally, you will learn about proven "best practices," that you can use when moving on.
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October 5, 2010
Oshkosh
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Planning for Individuals with Disabilities
Jennifer Koeppl will discuss the use of trusts designed especially to protect heirs with disabilities and allow money to be left to them without jeopardizing their government benefits. Comparison of Self-funded Special Needs Trusts, Third-Party Special Needs Trusts and pooled trusts (WISPact) will be discussed. The workshop will also discuss guardianships, specifically when they're needed and how to begin the process.
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October 5, 2010
Oshkosh
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FUN-damentals of Wealth with Jeff Kemp
Jeff Kemp will teach you the fundamentals for building a portfolio and basic retirement survival.
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October 6, 2010
Oshkosh
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Protect Your Financial Information from Fraud and Identity Theft
Kate Geisheker, Internal Auditor of Citizens First Credit Union will be speaking about how best to protect your financial information from fraud and identity theft. Kate will cover areas such as when and when not to share personal information, rules to keep your financial information safe and what to do should identity theft occur.
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October 6, 2010
Oshkosh
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Your Credit Report: The Good, the Bad and the Ugly
Mary Hall will explain how to read your credit report and the impact a credit report can have on getting a loan or a job.
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October 6, 2010
Oshkosh
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Improve Your Credit: It Beats the Alternative
If you have ever applied for a credit card, personal loan, or insurance, there is a file about you. This file is known as your credit report. It is chock full of information on where you live, how you pay your bills, whether you have been sued or arrested, or have filed for bankruptcy. This information is used to evaluate your applications for credit, insurance, employment or a lease. With Fritz Schoessow, from M&I Bank, you will learn how to use time, how to develop a deliberate effort, and how to install a plan to repay your bills. All to build your credit.
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October 6, 2010
Oshkosh
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Scoring a Job in an Electonic World
Ted Balser presents job hunting tips and tricks to use today. Companies require online job applications and many scan these electronically -- do you know what words to use to improve your application "score?" What and how to network? Current resume tips? Common mistakes?
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October 6, 2010
Oshkosh
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Life Insurance: Whether You Know It or Not, Everyone Buys It!!
Pam DeLap, Financial Strategist will help you discover what type of insurance you have. Term, Whole Life, Universal Life, Self Insurance...the most undisclosed and many times costly!!! You will learn how to make your insurance your most powerful tool in retirement.
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October 6, 2010
Oshkosh
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Financial Power of Attorney
A financial power of attorney in Wisconsin is a good idea to take care of financial matters in the event you become incapacitated. Join Todd Slagter, Dempsey Law firm, as he discusses the Wisconsin Financial Power of Attorney.
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October 6, 2010
Oshkosh
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Getting a Job: It's Who You Know
Everyone has heard that networking is a must-have skill for those with jobs as well as those looking for a new job. Ted Balser will explain what networking is and how to become a more successful networker. You may even relax and enjoy networking- perhaps you'll network tonight!
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October 6, 2010
Oshkosh
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Pros and Cons of Reverse Mortgages
Steve Evans will help you determine what you need to know to make an informed decision. Using home equity through a reverse mortgage may be an important strategy to help deal with financial challenges.
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October 6, 2010
Oshkosh
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Prevent Foreclosure!
Are you facing foreclosure or looking for ways to avoid it? Dana Berger, a HUD approved housing counselor, offers free housing counseling services to help homeowners understand their options to avoid foreclosure. During this seminar you will learn about understanding the foreclosure process, how to avoid foreclosure rescue scams, how to work with your mortgage loan servicer, Making Homes Affordable options (otherwise known as the Obama Program) and the role of a housing counselor.
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October 6, 2010
Oshkosh
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How to Write a Winning Resume
Tips on what to include, what styles to consider, how to write or update an existing resume. Strategies to match your resume to the job you are seeking. Leave the program with ideas for your winning resume! Presented by Ted Balser.
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October 6, 2010
Oshkosh
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Orchestrating the Tax-Free Retirement
While you may think of retirement as a time for pursuing pastimes and opening a new chapter in your life, Uncle Sam sees dollar signs. How do you ward off the potential tax onslaught that many people feel during retirement? Presented by Jeremy Burri.
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October 6, 2010
Oshkosh
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Investing like an Pro
It is a well known fact that institutions experience much better results in their portfolio than the average retail investor. Why is that? Don't we all invest in the same market? Find out the behaviors and actions that give institutions their performance advantage. Presented by Jeremy Burri.
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October 6, 2010
Oshkosh
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Effective Job Interviewing Skills
How to prepare yourself for a job interview. Learn questions to prepare for and ways to respond, questions you should ask, how to sell yourself and other excellent tips. Be ready for the next job interview and fell calmer about your performance. Presented by Ted Balser.
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October 7, 2010
Oshkosh
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Save Energy, Save Money: Keeping Costs Down
Bob Hernke will present a program on keeping energy costs down through conservation. Practical tips for saving energy during the upcoming heating season. You'll learn what to look for in energy efficient appliances when replacing or buying for the first time.
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October 7, 2010
Oshkosh
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50 More Ways to Save in 50 Minutes
Mary Hall from FISC will reveal ways to save money in specific area like groceries, clothes, entertainment, cars and more!
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October 7, 2010
Oshkosh
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Simple Home Fixes and Projects
Often times simple fixes and projects around the home are feared by homeowners or misunderstood costing the homeowner hundreds of dollars in repair costs. Randy Groff will shed light on the secrets that can save you hundreds of dollars and simple ways to do them on your own.
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October 7, 2010
Oshkosh
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Benefit Checkup
Joan Jaworski will be discussing public benefit programs that can put extra money in people's pockets. Food Share (the new name for the Food Stamp program), energy assistance, the Medicare savings programs, and extra help for Part D drug coverage and Medicaid programs. At the end we may throw in a brief update on Obama’s health care reform. (It's OK to bring your lunch).
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October 7, 2010
Oshkosh
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Protect Yourself from Identity Theft & Fraud
Crime Prevention Officer Joseph Nichols from the Oshkosh Police Department provides ways to protect yourself from identity theft and fraud. There will be a video shown.
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October 7, 2010
Oshkosh
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Is This House a Good Deal? Home Inspections
The purchase of a home will be the largest investment you will make. Typically that comes without a warranty or guarantee. How do you determine the age/condition of the roof, furnace, electrical system or other major mechanicals of the property? What other issues should you consider or look for when choosing a home that is best suited for you. Getting all the facts and pertinent information on a home before you purchase is one of the smartest things you can do. Kent Schwanke from Second Look Inspection Services will explain why the inspection is so important. Bring your lunch!
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October 7, 2010
Oshkosh
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What Not to Do with Facebook... Could There Be Fraud?
Facebook is the "new" form of communication and the fastest penetration of Identity Theft. Learn how you can protect yourself and your family. Learn what not to put on Facebook to help avoid fraud. Presented by Rita Voight, President, Health Care Credit Union.
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October 7, 2010
Neenah
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The Ins and Outs of Buying Your First Home
Mortgage rates are low and it’s a buyer’s market. If you’ve heard this before and are thinking it’s the right time to buy your first home, this session will help you start the process. Joe Leadley will teach you what to expect from the mortgage process and what banks are looking for right now to qualify you for you first home. By the end of the session, you should feel more comfortable starting your mortgage process and looking for the home of your dreams!
|
October 7, 2010
Neenah
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Purchasing a Foreclosure - Know the Concepts of Home Purchasing
Within this brief overview, Pete Schroeder, a licensed agent, will define homes that are For Sale By Owner (FSBO), pre-foreclosure Short Sales, buying a home at a Sheriff's Sale, and homes for sale after the bank has taken them back by foreclosure. We will have plenty of time to define these and help you understand not only the concepts but also the mechanics of how these procedures work. (Its OK to bring your lunch.)
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October 7, 2010
Oshkosh
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Focus On Financial Management
Tyler Krombholz presents a workshop that gives participants a basic understanding of how to protect what they value, make wise investment decisions, and retire with confidence and leave a legacy.
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October 7, 2010
Neenah
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Need Help Starting Your Own Business?
Are you thinking it may be time to start your own business? Do you currently own a business and want to refinance your loan? Does your business need more money to grow? If you’ve said yes to any of these questions, you will benefit from this session. Tim Hoff will inform you of current lending products available to you and your business. You will also learn about the Small Business Administration and how it can help your business.
|
October 7, 2010
Oshkosh
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FUN-damentals of Wealth with Jeff Kemp
Jeff Kemp will teach you the fundamentals for building a portfolio and basic retirement survival.
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October 7, 2010
Winneconne
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Making Your Money Work for You
Managing your money involves both knowing what money and resources you have to work with and where you want your money to go. It is also knowing the difference between wants, "those many, things we'd like to have," and needs, life's essentials. Kristi Cutts will help you learn about how you presently handle your money, as well as ways you can make your money work for you.
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October 7, 2010
Menasha
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What You Need to Know Before Buying Your First Home!
Buying your first home (or any home) can be overwhelming if you are not educated and prepared. Attend this seminar and Karri Bedor from First National Bank will help you learn the benefits of working with a real estate agent; discover the importance of having a budget; understand how your credit score can impact your interest rate; and find out about the different mortgage programs available and how to shop for the best mortgage based on your situation. Knowledge is power... especially when you are looking to make your dream home a reality.
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October 7, 2010
Oshkosh
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Focus On College Funding
Tyler Krombholz presents a workshop that helps parents gain a better understanding of current college education costs along with college funding options and tax advantages. It also covers the pros and cons of other funding options, such as loans and financial aid.
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October 7, 2010
Oshkosh
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Retirement in the 21st Century
Current retirees and baby boomers within ten years of retirement have found this presentation to be very helpful in preparing for a successful retirement in today’s volatile financial environment.
Michael L. Scott, CLU, CFP & Walter J. Scott Jr. CLU of Independence Financial LLC will discuss:
1) Social Security benefits: tips, limitations, and sustainability
2) Understanding how increasing longevity & inflation impact your investments
3) Benefits and concerns of the traditional retirement investment strategy
4) Retirement income planning and how to create income that lasts a lifetime
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October 7, 2010
Menasha
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FUN-damentals of Wealth with Jeff Kemp
Jeff Kemp will teach you the fundamentals for building a portfolio and basic retirement survival.
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October 7, 2010
Oshkosh
|
Economic and Investment Update
Tyler Krombholz reviews factors that impact our economy and financial markets. Participants will gain a better understanding of the "new normal" of muted economic growth; investment options that may suit their/your needs; and the story of Thrivent Financial and its history of prudent investing.
|
October 7, 2010
Winneconne
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Your Credit Report: The Good, The Bad, & The Ugly
Mary Hall will explain how to read your credit report and the impact a credit report can have on getting a loan or a job
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October 8, 2010
Oshkosh
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Smart Charitable Giving
For some, charitable giving goes beyond donating old clothes and housewares, or writing a check to support a local charity. It is a mission to be accomplished over a lifetime, or longer, and a valuable part of one's investing plan. Eileen Connolly-Keesler will present planning tips to help you reach your charitable giving goals .
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October 8, 2010
Menasha
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Planning for Individuals with Disabilities
Jennfier Koeppl will discuss the use of trusts designed especially to protect heirs with disabilities and allow money to be left to them without jeopardizing their government benefits. Comparison of Self-funded Special Needs Trusts, Third-Party Special Needs Trusts and pooled trusts (WISPact) will be discussed. The workshop will also discuss guardianships, specifically when they're needed and how to begin the process.
|
October 8, 2010
Oshkosh
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Scoring a Job in an Electronic World
Ted Balser presents job hunting tips and tricks to use today. Companies require online job applications and many scan these electronically -- do you know what words to use to improve your application "score?" What and how to network? Current resume tips? Common mistakes?
|
October 8, 2010
Oshkosh
|
Getting a Job: It's Who You Know
Everyone has heard that networking is a must-have skill for those with jobs as well as those looking for a new job. Ted Balser will explain what networking is and how to become a more successful networker. You may even relax and enjoy networking with perhaps you will network today!
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October 8, 2010
Menasha
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Pros & Cons of Reverse Mortgages
Steve Evans will help you determine what you need to know to make an informed decision. Using home equity through a reverse mortgage may be an important strategy to help deal with financial challenges.
|
October 8, 2010
Menasha
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50 More Ways to Save in 50 Minutes
Many people are looking for new ways to spend less and stretch their dollars. In 50 minutes, Alan Prahl will share more than 50 real ways to reduce expenses; including how to save on shopping, cars, entertainment, finances, eating out, energy costs and more. The program is fast, fun, and full of tips. (It's Ok to bring your lunch).
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October 8, 2010
Oshkosh
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Money Management Traps
Paul Monfils, Manager of Financial Sales, at Citizens First will be speaking about how to manage money effectively and avoid common money-management traps. Budgeting, personal finance, credit score and how to become a better money manager will be covered. Bring your lunch
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October 8, 2010
Oshkosh
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Home Staging-Preparing a Home to Sell
Are you thinking about selling your home? Have you had your home listed, but can’t seem to get any offers? Carol Bricco will teach you how make your home more attractive to buyers. She will also give you ideas of important upgrades for your home that buyers are looking for. You will leave with staging ideas and information on what you should start with to prepare your home for sale.
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